A comprehensive mobile phone insurance policy absorbs all the risks related to your mobile phone. You may lose your mobile phone in theft or drop it somewhere accidentally or it may get crushed under the vehicle or it may start malfunctioning due to water entering the unit. All these risks can be effectively and comprehensively covered through an insurance policy that requires you to pay a little premium annually for getting the mobile phone insured.

Little prudence can help you get huge benefits. The insurance premium that you pay for securing your mobile phone may reap you several benefits. First, you get protection from any untoward incident that may result in the loss of your favourite and expensive handset. Second, even if during the insurance term there arises no necessity to make any claim on the insurer you still get no-claim bonus. Many mobile insurers are offering no-claim bonuses in the form of free batteries or free upgradation of handset after the lapse of a specific insurance period.

Before opting for a particular mobile insurer you should check that the insurer provides a quick and easy claim settlement procedure in the event of any untoward incident requiring claim to be filed with the insurer. Some insurers also provide an alternative handset for the period you are deprived of the usage of your original handset. As regards the amount of premium, you can get online mobile phone insurance quotes from different insurers and then choose the insurer that offers you maximum benefits at low insurance premium.

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About the Author

The author is a business writer specializing in mobile phone and credit products and has written authoritative articles on the mobile industry. She has done her masters in Business Administration and is currently assisting 3mobileshop as a mobile specialist.

For more information please visit: http://www.3mobileshop.co.uk